Welcome to Call Federal Credit Union
What are you looking for today?
Tell us who you are and what you’re trying to do. We’ll lead you to the product or service that fits you best.
Why Work With Call Federal?
More than just a credit union – we’re your financial partner for life.
Better Rates That Keep More Money in Your Pocket
Low loan rates, competitive savings, and fewer fees than traditional banks.
Local Service from Real People Who Care
Get expert guidance and friendly support from our Richmond-based team.
Free Tools to Help You Thrive Financially
From budgeting help to debt coaching, we’re here to support your goals.
Thousands of ATMs & Branches Nationwide
Access your money at over 55,000 surcharge-free ATMs and thousands of branch locations through our network.
Banking Built Around Your Life
Easy online and mobile access, flexible appointment scheduling, and modern tools to keep you moving forward.
Value That You Can Expect
At Call Federal, you can count on no hidden fees and consistently low interest rates you can feel good about. Reliable, transparent, and always on your side.
Save On Upfront Costs At Closing
For a limited time, qualifying mortgages may receive waivers on select lender fees, helping you keep more cash on hand for moving, settling in, and everything that comes next. See which fees, including appraisal and other common costs, may be covered.
Ask About Our Rate Match Guarantee
Found a better mortgage rate elsewhere? Call Federal will match a competitor’s interest rate with a valid Loan Estimate dated within 48 hours of your request. It’s just one more way we help you make your best call.
Start your relationship with Call Federal
From opening your first account to finding the closest branch, we’ll get our relationship started in just a few easy steps.
Open an account
We make it easy to start a relationship with us, whether online or in-person.
Apply for a loan or credit card
Car, home, and personal loans, plus credit cards available to you.
Find a branch
Find your preferred Call Federal Credit Union branch.
Get support
Need help getting started? Connect with us today.
K. JonesYou provided exceptional assistance in establishing our joint account as a married couple. Your seamless process and comprehensive responses to our inquiries were greatly appreciated. We extend our sincere gratitude for Call Federal’s hospitality.
The Call Federal Difference
At Call Federal Credit Union, we are devoted to making a positive impact on the lives of our members and community by providing practical financial solutions, exceptional service, and expert know-how.
Never place growth ahead of member interests
This is at the core of everything we do. Your financial well-being comes first at Call Federal, because when you succeed, we succeed.
Financial solutions just for you
We believe in offering only the products and services that truly match your needs and ambitions. It’s personalized banking that’s crafted with your best interests in mind.
Exceptional service, because you matter
You are at the heart of what we do. By listening and genuinely caring, we ensure that your banking experience is nothing short of exceptional.
With you every step of the way
We promise to keep your needs and interests at the forefront. Together we will navigate opportunities to achieve your financial wellness.
Start a relationship with us today
Discover how we can help you achieve your financial goals.
Disclosures
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*APR= Annual Percentage Rate. All loans subject to approval. Not all will qualify for approval. Of those approved, not all will qualify for the lowest rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Lowest rate listed assumes top tier credit and all available discounts. The best Home Equity Loan rate listed for each product assumes top-tier credit and 75% or less combined loan-to-value value. Subject to membership in the credit union, credit approval, and closing. Property insurance required. Property must be member’s primary residence and located in the Commonwealth of Virginia. Home Equity rates include a Flood Determination fee when applicable. Loans are subject to approval; not all will qualify. Certain restrictions may apply.
**APY= Annual Percentage Yield. Minimum deposit to open a certificate is $1,000.00. Minimum balance to earn the stated APY is $1,000.00. Fees may reduce earnings. A penalty may be imposed for early withdrawal. Minimum deposit to open a money market account is $1,000.00. Rates may change after account is opened.