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Mortgage Rates

Last Modified: June 27, 2017

Description Length of Term Today's Best Annual Percentage Rate (APR)  
First Mortgage up to 30 years

Call our mortgage consultants at 804-274-1200 (option 6) or email us for today's rates and options. 

Also take a look at our Mortgage Center for additional information and to apply today.

Click here to apply today!
       
Second Mortgage 10 years


4.00%
Apply online or contact our mortgage consultants at 804-274-1200 (option 6).

Click here to apply today!
  15 years


4.50%
Apply online or contact our mortgage consultants at 804-274-1200 (option 6).

Click here to apply today!
       
Home Equity Line of Credit  

HELOC15 - 4.25% Variable Rate

HELOC20 - 4.50% Variable Rate (with the opportunity to receive a discount of 0.50% when payments are made automatically from a Call Federal checking account)

Contact our mortgage consultants at 804-274-1200 (option 6).

Click here to apply today!
Second Mortgage - Term up to 15 years
The interest rates and annual percentage rates (APRs) shown are subject to change without notice. Your specific rate may differ based on your individual credit worthiness, term and loan to value. The collateral offered must be your primary residence. Closing costs may vary depending on the loan amount and location of the property. Typical fees include Appraisal Fee, Title Search, Recording Costs, Flood Zone Determination and other fees as applicable.
 
Home Equity Line of Credit - 15 year term
The annual percentage rate (APR) is based on the value of an index. The index is the Prime Rate published in the Money Rates column on the Wall Street Journal. The rate is .50% above the index, subject to change quarterly. The collateral offered must be your primary residence. Closing costs may vary depending on the loan amount and location of the property. Typical fees include Appraisal Fee, Title Search, Recording Costs, Flood Zone Determination and other fees as applicable.
Home Equity Line of Credit - 20 year term
The annual percentage rate (APR) is based on the value of an index. The index is the Prime Rate published in the Money Rates column on the Wall Street Journal. The rate is .50% above the index, subject to change monthly. The collateral offered must be your primary residence. Closing costs may vary depending on the loan amount and location of the property. Typical fees include Appraisal Fee, Title Search, Recording Costs, Flood Zone Determination and other fees as applicable.
 
Other restrictions may apply to all Mortgage products. 
 
Call Federal Credit Union is an Equal Housing Lender licensed by the National Mortgage Licensing System under NMLS #407823.

Roger Beal Ball – NMLS# 412619

Deborah Morris Beasley – NMLS# 411227

Barbara Ramos Bell – NMLS# 1283028

Kelly Petra Brown – NMLS# 1281202

Kevin Michael Caldwell-NMLS# 1577156

Kimberly Dee Carneal – NMLS# 1283890

Margaret Rene Chennault – NMLS# 1053092

Stephanie Ann Couldrey – NMLS# 1551385

Kerri Ann Fortner – NMLS# 1280736

Chester Leonard Gilmore – NMLS# 622602

Sabrina Grace Mayo-NMLS# 1610950

Joanna Furr McVicker – NMLS# 816671

Brooke Michelle Miller – NMLS# 411226

Justin Parramore-NMLS# 1412983

Alton Darrell Robertson-NMLS# 1585675

Hanna Robowski-NMLS# 1585646

Colin Scott Schoenhaut-NMLS# 1580533

Christina Ann Shingleton-NMLS# 1575827

Tanya Faye Smith NMLS #1612779

Brian Alexander Valz – NMLS# 588223

Wykeena Claiborne Wiggins – NMLS# 1398821